By 2025, car subscription services have matured into a mainstream alternative to leasing or buying. Instead of juggling loans, insurance, and service costs, drivers pay a single monthly fee that covers:
- Vehicle use (often new or nearly-new models).
- Insurance coverage.
- Scheduled maintenance & roadside assistance.
- Flexibility (switch cars, pause or cancel anytime).
This guide reviews the top subscription services in 2025, comparing pricing, benefits, and best use cases.
Why Car Subscriptions Beat Ownership for Many in 2025
- All-Inclusive Pricing → One payment covers car, insurance, maintenance.
- Flexibility → Switch cars (sedan → SUV → EV) as needs change.
- Lower Commitment → Cancel anytime; no long leases.
- Convenience → No hidden repair or insurance headaches.
- Access to EVs + Luxury Cars → Try before committing to ownership.
Top Car Subscription Services (2025)
1. Care by Volvo
Best Premium Subscription with Insurance
Overview
Volvo was an early pioneer in subscriptions. In 2025, Care by Volvo remains a leader for premium, all-inclusive packages.
Features
- Insurance + maintenance + roadside included.
- Switch models every 12 months.
- Access to latest EVs (C40, EX90).
- No down payment.
Pricing (2025)
- Starts ~$800/month for XC40 Recharge.
- ~$1,200/month for EX90 SUV.
Case Study – Family in New York
- Subscribed to EX90 with full insurance coverage.
- Saved ~$2,500/year vs leasing with separate insurance.
Best For: Families wanting luxury EVs with zero ownership hassle.
2. Porsche Drive
Best for Luxury Performance Cars
Overview
Porsche Drive lets members access Porsche sports cars + SUVs, with insurance + maintenance included.
Features
- Daily, weekly, or monthly subscription options.
- Swap between 911, Taycan, Cayenne, Macan.
- Concierge delivery service.
Pricing (2025)
- ~$3,200/month for multi-car plan.
- ~$2,400/month for single-car (e.g., Taycan).
Case Study – Entrepreneur in Los Angeles
- Rotated between Taycan for weekday commutes and 911 Carrera for weekends.
- Subscription avoided $5,000/year in insurance premiums.
Best For: Car enthusiasts wanting luxury performance without long-term ownership.
3. Sixt+ Car Subscription
Best Affordable Subscription with Insurance
Overview
Sixt+ offers budget-friendly subscription cars with insurance + maintenance built in.
Features
- Wide car selection: sedans, SUVs, EVs.
- 1-month minimum term.
- Insurance + taxes + roadside included.
Pricing (2025)
- Starts ~$499/month (compact cars).
- ~$750/month (EVs like Tesla Model 3).
Case Study – Student in Chicago
- Subscribed to compact EV for $499/month.
- Saved money vs leasing + separate insurance (~$650/month).
Best For: Urban drivers wanting affordable EV or gas cars with no commitment.
4. Autonomy (EV-Only Subscription)
Best EV-Only Subscription Service
Overview
Autonomy focuses 100% on EV subscriptions, bundling insurance + service.
Features
- Tesla Model 3, Y, Hyundai Ioniq, Polestar 2.
- Month-to-month flexibility.
- Insurance + routine maintenance included.
Pricing (2025)
- ~$600–$900/month depending on EV.
- Includes 1,000 miles/month.
Case Study – Tech Worker in San Francisco
- Subscribed to Tesla Model Y for ~$690/month.
- Insurance + EV maintenance bundled, $200 cheaper vs traditional lease.
Best For: EV buyers wanting no down payment + all-inclusive EV plan.
5. Enterprise Subscribe
Best for Nationwide Access + Variety
Overview
Enterprise offers a subscription with huge car variety (sedans, SUVs, luxury, trucks).
Features
- Insurance + maintenance included.
- Unlimited swaps (up to 4 per month).
- Nationwide availability.
Pricing (2025)
- ~$1,499/month flat fee.
- Includes up to 3,000 miles/month.
Case Study – Consultant in Dallas
- Used SUVs for work trips, sedans for city.
- Insurance savings + flexibility valued at ~$4,000/year.
Best For: Travelers + professionals needing maximum car variety.
Comparison Table – Car Subscription Services (2025)
| Provider | Price (2025) | Insurance Included | Maintenance | Fleet Options | Best For |
|---|---|---|---|---|---|
| Care by Volvo | $800–1,200 | ✅ | ✅ | Volvo EVs/SUVs | Families, premium users |
| Porsche Drive | $2,400–3,200 | ✅ | ✅ | Porsche lineup | Luxury enthusiasts |
| Sixt+ | $499–750 | ✅ | ✅ | Budget EVs + sedans | Affordable users |
| Autonomy | $600–900 | ✅ | ✅ | EV-only (Tesla, Polestar, Hyundai) | EV-first drivers |
| Enterprise Sub. | $1,499 | ✅ | ✅ | Sedans, SUVs, trucks, luxury | Variety seekers |
Benefits of Car Subscriptions in 2025
- True All-Inclusive Costs → No separate insurance or repair bills.
- Flexibility → Cancel or switch anytime.
- EV Access → Try latest EVs without buying.
- No Depreciation → No resale headaches.
- Budget Predictability → Fixed monthly payment.
Buyer’s Guide – Which Subscription Fits You?
- Luxury Lovers → Porsche Drive.
- Families → Care by Volvo.
- Budget Drivers → Sixt+.
- EV Enthusiasts → Autonomy.
- Business Travelers → Enterprise Subscribe.
Case Studies – Real Subscribers
- NY Family → Volvo subscription saved $2.5k/year on insurance.
- LA Entrepreneur → Porsche Drive gave access to sports cars + SUVs.
- Chicago Student → Sixt+ compact EV was cheapest all-inclusive mobility option.
- SF Tech Worker → Autonomy Tesla subscription cut leasing costs.
- Dallas Consultant → Enterprise subscription offered flexibility for work trips.
Final Verdict – Best Car Subscriptions (2025)
- Best Premium EV Subscription → Care by Volvo.
- Best Luxury Enthusiast Service → Porsche Drive.
- Best Affordable Subscription → Sixt+.
- Best EV-Only Flex Plan → Autonomy.
- Best Variety Nationwide → Enterprise Subscribe.
👉 In 2025, subscription services are the Netflix of mobility — offering cars on demand, with insurance + maintenance included.
FAQs – Car Subscriptions 2025
Q1: Are car subscriptions cheaper than leasing?
Often yes — when insurance + maintenance savings are factored in.
Q2: Do they include unlimited mileage?
Most cap at 1,000–3,000 miles/month (Enterprise highest).
Q3: Do subscriptions include EV charging?
Not typically — charging/fuel is usually separate.
Q4: Can I cancel anytime?
Most allow 1-month minimum; Porsche/Volvo often 12-month minimums.
Q5: Which subscription has the widest fleet?
Enterprise Subscribe.